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Cedar Park, Texas CD Rates – 18-Month

You are viewing rates from banks across Cedar Park





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Cedar Park, Texas . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Cedar Park, TX - August 1, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 8 months interest.
Rate History: 4.50% → 3.75% → 3.85% → 4.30% → 4.20%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Rate History: 3.87% → 3.90%

| Aug 26, 2023

I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

1.01%

$10,000

9.91

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| Aug 4, 2022

Great CD rates & service Read More

1.00%

$100,000

13.96

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0.99%

$100,000

18.19

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0.90%

$10,000

2.60

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0.90%

$1,000

13.96

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0.85%

$10,000

18.19

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0.75%

$10,000

13.33

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0.70%

$10,000

10.56

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0.68%

$100,000

11.26

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0.65%

$100,000

21.25

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0.65%

$10,000

8.60

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0.60%

$100,000

4.83

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0.60%

$100,000

23.07

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0.58%

$10,000

11.26

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0.55%

$100,000

15.58

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0.50%

$10,000

21.25

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0.50%

$10,000

23.07

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0.35%

$10,000

15.58

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0.30%

$10,000

14.32

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

4.83

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.10%

$10,000

13.42

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| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Cedar Park, TX - August 1, 2025


Branch Street City State
Finworth, a division of InsBank
Cedar Park Branch
1861 South Lakeline Blvd. Cedar Park TX
Texas Capital Bank
Texas Capital Bank, National Association Branch
3813 Bee Caves Road Austin TX
Capital One, National Association
William Cannon Branch
4301 W William Cannon Drive Austin TX
Southside Bank
West Lake Hills Branch
1250 South Capital Of Texas Highway, Bldg 1, Suite 101 West Lake Hills TX
Southside Bank
West Lake Hills Branch
1250 South Capital Of Texas Highway, Bldg 1, Suite 101 West Lake Hills TX
Round Top State Bank
Round Rock Branch
2250 North Aw Grimes Blvd Round Rock TX
Susser Bank
Round Rock Branch
1750 Round Rock Ave Round Rock TX
SouthStar Bank, S.S.B.
Falconhead Branch
3490 Ranch Road 620 South Bee Cave TX
R Bank
Bertram Branch
360 Hwy 29 East Bertram TX
American Bank of Commerce
Lakeline Mall Drive Branch
10920 Lakeline Mall Drive Austin TX
SouthStar Bank, S.S.B.
Falconhead Branch
3490 Ranch Road 620 South Bee Cave TX
R Bank
Bertram Branch
360 Hwy 29 East Bertram TX
The Moody National Bank
Austin Banking Center Branch
860 East Anderson Austin TX
Austin Capital Bank SSB
Austin Capital Bank Ssb Branch
8100 Shoal Creek Blvd. Austin TX
Southwestern National Bank
Austin Branch
11220 North Lamar, Suite A-100 Austin TX
Hanmi Bank
Austin Branch
5816 North Ih-35 Austin TX
Extraco Banks, National Association
Round Rock In Store #2 Branch
250 University Blvd Round Rock TX
International Bank of Commerce
Leander H-E-b Instore Branch
651 North Us Hwy 183 Leander TX
First-Lockhart National Bank
Austin Office Branch
319 W. Slaughter Lane Austin TX
Southwestern National Bank
Austin Branch
11220 North Lamar, Suite A-100 Austin TX
Benchmark Bank
Austin Branch
1901 N. Lamar Blvd Austin TX
Hanmi Bank
Austin Branch
5816 North Ih-35 Austin TX
First-Lockhart National Bank
Austin Office Branch
319 W. Slaughter Lane Austin TX
Benchmark Bank
Austin Branch
1901 N. Lamar Blvd Austin TX
NBH Bank
Austin Branch
12117 Bee Cave Road Austin TX
International Bank of Commerce
Leander H-E-b Instore Branch
651 North Us Hwy 183 Leander TX
Anthem Bank & Trust
Lakeway Branch
2300 Lohmans Spur, Suite 180 Lakeway TX
Regions Bank
Regions Bank Branch
18643 Fm 1431 Jonestown TX
Bank of America, National Association
Bee Caves Branch
12400 W Highway 71 Bldg F Bee Caves TX
First-Citizens Bank & Trust Company
Austin West Lake Branch
5500 Bee Cave Road West Lake Hills TX
Regions Bank
Regions Bank Branch
18643 Fm 1431 Jonestown TX


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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